At R+R Dental, we accept all major PPO dental insurance plans. We do not accept HMO plans or Medicaid. Because insurance companies can offer several plans and networks under the same name, we recommend checking your exact plan before your appointment.
If you have Delta Dental, Cigna, or another PPO plan, call our team with your insurance information. We can help you figure out the right questions to ask and what to confirm before treatment begins.
Dental Insurance Options at Our Hicksville Dental Office
Seeing a familiar insurance company name on your card is only part of the picture. Your exact plan determines the network you belong to, and your benefits can vary based on your coverage.
That is why telling us “I have Cigna” or “I have Delta Dental” may not be enough to confirm your insurance details. The exact plan name and member information make the conversation much clearer.
Before your visit, have your insurance card handy and contact our team. A few minutes spent checking the details can save a lot of confusion later.
Delta Dental Insurance Dentist in Hicksville
Searching for a Delta Dental insurance dentist in Hicksville can get complicated because Delta Dental has several plan networks. Its dentist search tool asks members to select a specific network, with options including Delta Dental PPO, Delta Dental Premier, Delta Dental PPO Plus Premier, Delta Dental Medicare Advantage, and DeltaCare USA.
R+R Dental accepts major PPO insurance plans, but you should still confirm your specific Delta Dental coverage before scheduling treatment.
Check Your Exact Delta Dental Plan
Look at your insurance card, online member account, or plan documents for the full name of your Delta Dental plan. If you are unsure, call our office with the information you have.
It helps to have:
- Your exact plan name
- Your member or subscriber ID
- The name of the policyholder
- Your employer information, when applicable
- Your insurance card
Delta Dental notes that costs and benefits can vary based on the procedure, documentation, and the way a claim is processed under a member’s benefit plan. Confirming the details before treatment helps you know what to ask about your coverage.
Same Insurer, Different Delta Dental Networks
Two people can both say they have Delta Dental and still have different insurance arrangements. Delta Dental separates its dentist search by network, so the plan printed on your card determines network participation.
If you are considering R+R Dental, contact us with your exact Delta Dental plan information. We would rather help you sort through the details upfront than have insurance become an unpleasant surprise later.
Cigna Dental Insurance Dentist in Hicksville
Patients looking for a Cigna dental insurance dentist in Hicksville should also check the exact type of Cigna plan they carry.
Cigna offers Dental Preferred Provider Organization plans, often called DPPO plans, as well as Dental HMO plans. Cigna explains that its DPPO and DHMO plans differ in areas such as network requirements, deductibles, annual maximums, and provider flexibility.
R+R Dental accepts all major PPO plans and does not accept HMO plans. If you have Cigna, contact our team with the exact name of your plan so you can confirm how it applies at our office.
What to Check With a Cigna PPO Plan
Your plan documents are the best place to find your coverage details. Cigna specifically notes that dental policies contain exclusions and limitations and directs members to their plan documents for coverage and cost information.
Before your appointment, useful questions include:
- Is my Cigna plan a PPO or HMO?
- Is R+R Dental in-network for my exact plan?
- Do I have a deductible?
- Does my plan have an annual maximum?
- What benefits apply to the treatment I may need?
Coverage can vary, so we do not want to guess what your insurance company will pay. Bring your insurance information and ask questions. Clear information makes decisions about your care easier.
Does R+R Dental Accept Medicaid Dental Insurance?
No. R+R Dental does not accept Medicaid dental insurance. We also do not accept HMO dental plans.
We know this information matters when you are choosing a dentist. You should be able to find out before making an appointment instead of discovering it after you have already planned a visit.
If your insurance isn’t accepted and you are still interested in care at R+R Dental, contact our office to discuss your options. Our team can also tell you whether our in-house savings plan fits your situation.
Your Dental Insurance Is Not Accepted. What Now?
An out-of-network insurance plan doesn’t automatically rule out R+R Dental.
Our Hicksville office offers an In-House Savings Plan for patients without dental insurance or with out-of-network plans. The plan currently costs $455 for 12 months and can be renewed yearly.
R+R Dental’s In-House Savings Plan
The current plan includes:
- Exams: one comprehensive exam, two annual exams, and one emergency exam
- Preventive care: two cleanings, two oral cancer screenings, and two fluoride treatments
- Imaging: radiographs, excluding CT scans
- Procedure savings: 20% off minor and major procedures
These benefits apply for 12 months from the enrollment date.
The savings plan is not dental insurance. It gives eligible patients another way to plan for dental care at R+R Dental when traditional insurance isn’t available or the office is out of network for their plan.
If insurance has been the reason you have put off finding a dentist you like, look into the R+R Dental In-House Savings Plan or contact our team with your questions.
PPO vs. HMO Dental Insurance
You don’t need to become an insurance expert before making a dentist appointment, but knowing whether you have a PPO or HMO can answer one of the biggest questions right away.
What Is a Dental PPO?
A dental PPO gives members access to a network of participating dentists. Depending on the plan, members may also be able to see a dentist outside the network, although costs may differ.
Cigna, for example, states that its DPPO plans permit members to see licensed dentists inside or outside the network, with lower costs generally available when using an in-network dentist.
R+R Dental accepts all major PPO plans, such as:
| Aetna | Anthem | Ameritas |
| Cigna | Delta Dental | Delta (Premier) |
| DHA | Equitable | GEHA |
| Guardian | Lincoln | MetLife |
| Principal | Reliance | Solstice |
| Sun Life | United Concordia | United Healthcare |
Your exact network and benefits still matter, so check your individual policy before receiving treatment.
What Is a Dental HMO?
Dental HMO plans tend to have tighter network requirements. Cigna states that DHMO members generally need to use in-network dentists for covered care and select a primary dentist.
R+R Dental does not accept HMO dental insurance.
If you are not sure which type you have, check your insurance card or member portal. You can also call your insurer and ask directly, “Is my dental plan a PPO or HMO?”
That one question can make finding the right dentist much easier.
How to Verify Your Dental Insurance Before an Appointment
Insurance is easier to sort out when you have the right information in front of you.
Start with your dental insurance card. Have your exact plan name, member ID, and subscriber information available, along with employer information if it applies to your coverage.
Then confirm two separate things:
- First, find out if R+R Dental participates with your specific plan or network.
- Second, ask what your individual plan covers.
Network participation does not tell you exactly what your insurer will pay for a cleaning, crown, filling, implant, or other service. Your deductible, annual maximum, exclusions, and other plan terms may affect your costs.
Bring your dental insurance information to your first appointment. R+R Dental asks insured patients to bring their insurance card and any necessary forms.
Dental Care in Hicksville With Clearer Options
You should feel comfortable asking about insurance before you sit in the dental chair. You should also feel comfortable asking about your treatment once you are there.
At R+R Dental, our Hicksville team focuses on making visits calm, clear, and personal. We use modern technology and plain-language explanations so patients can understand their options before moving forward.
If you have Delta Dental, Cigna, or another PPO dental plan, contact us with your insurance information and ask about your specific plan.
If you do not have insurance or your plan is out of network, explore our In-House Savings Plan.
Ready to get started? Call our Hicksville office or book an appointment online.
Dental Insurance FAQs
Does R+R Dental accept Delta Dental insurance?
R+R Dental accepts all major PPO dental insurance plans. Delta Dental offers multiple plan networks, so contact our office with your exact Delta Dental plan name before your visit. Delta Dental’s provider search separates dentists by plan network, including PPO, Premier, PPO Plus Premier, and DeltaCare USA.
Does R+R Dental accept Cigna dental insurance?
R+R Dental accepts all major PPO plans and does not accept HMO plans. Because Cigna offers both PPO and HMO dental plan types, check the exact plan listed on your insurance card and contact us to confirm your coverage.
How do I know if my specific dental insurance plan is accepted?
Call R+R Dental with the full name of your insurance company and plan, along with your member information. The exact plan matters because one insurance carrier may offer several different networks. If you are unsure about your benefits, your insurer can also confirm network participation and explain your specific coverage.
Does R+R Dental accept Medicaid dental insurance?
No. R+R Dental does not accept Medicaid dental insurance. If you would still like to explore care at our office, contact us to ask about other payment options and whether our in-house savings plan may be appropriate for you.
What is the difference between PPO and HMO dental insurance?
A PPO generally gives members more flexibility when choosing a dentist, while an HMO usually requires members to receive covered care within a specific network. Exact rules vary by plan. Cigna notes that DPPO members can generally see licensed dentists in or out of network, while DHMO members generally need to stay in network for covered services. R+R Dental accepts major PPO plans but does not accept HMO plans.
What can I do if R+R Dental does not accept my insurance plan?
Ask our team about your payment options and the R+R Dental In-House Savings Plan. It is available for patients without insurance or with out-of-network plans and currently includes preventive services plus 20% off minor and major procedures for $455 per year.
Can I still visit R+R Dental if I am out of network?
An out-of-network plan does not necessarily prevent you from becoming a patient. Your benefits and out-of-pocket costs depend on your specific insurance policy, so check your plan before scheduling treatment. You can also ask our team about the In-House Savings Plan, which R+R Dental offers to patients without insurance or with out-of-network plans.
